Welcome to Evans and Lewis Insurance
As specialists in comparing motor trade insurance quotes online we are prime placed to offer the best deals, introductory discounts and coverage for your monthly or annual premiums. Many business owners, part timers and hobbyists often find the insurance market a grind. One quick phone call and after our trained operatives take your details, we will find the best truck insurance or fleet insurance quote to keep your motor trade business moving forward. No matter which niche aspect of the motor trade you are in, car valeting, antique car restorer, delivering goods for your own company or a third party, from car showroom sales to mobile mechanics. We drill down on what is essential for your company when it comes to liabilities and indemnities, ensuring the policy parts that are not required do not get included and charged.
Seeking out the cheapest truck, fleet or motor trade insurance is not always the best solution. Often these come with higher excesses, overseas cover where not needed and restrictions placed on driver names. Allow us the opportunity to compare motor trade insurance policies and form a document that only covers your exact business activity. We won’t include European breakdown insurance if you’re not transporting in Europe. We can lessen the cost of your fleet truck insurance quote if you are only delivering within certain areas. Even providing advice on the dreaded postcode lottery and detailing security measures you can take to lessen theft. Furthermore, through the use of telematics and dashboard cams, the cost of monthly insurance premiums can be discounted much more heavily because your driving habits, skill sets and any future accident and responsibility is all recorded remotely. It’s not nearly enough to find a specialist motor trade insurance broker, at Evans and Lewis you can consider us family.
By offering the exact insurance policy that you require today, you need not be concerned about changes in the future. One quick phone call and you can add any extras. New driver names, additional trucks in the fleet, change in class of Goods in Transit insurance, new premises and requiring combined motor trade insurance policy instead. All of these particulars and much more can be updated in real time. We are also adept at finding motor trade insurance quotes for under 25 years of age, new start ups and those with criminal convictions. No matter whether you operate a breakdown service, MOT Centre, chauffeur service, luxury car hire or have a fleet needing both truck and van insurance or one vehicle type. Our specialist motor trade insurance brokers will provide the correct sums valued insurance for liability insurance, work carried out and indemnity cover up to £10 million. Not to mention fully comprehensive, with full no claims bonus discounts, 24 hour claims line and legal support to act as defence and prosecution. For truck insurance quotes, all motor trade insurance policies and specialist fleet insurance advice, call your friends at Evans and Lewis now.
Here are some of the excellent trade insurance products we offer:
- Road Risks (comprehensive, TPFT and TPO cover)
- Public/Employers and Products Liability (up to £5 million as standard)
- Material Damage (cover for buildings, contents, portable hand tools and general stock)
- Goods in Transit (Own Goods cover) for motor trade insurance policies
- Money, Assault and Wrongful Conversion (all ranges of additional cover)
- Business Interruption and Loss of Licence (cover for any financial loss due to a claim)
- Engineering Inspection (covers any lifting equipment, trolleys and jacks etc)
What should you consider when you are looking for Motor Trade Insurance?
First you should consider how many vehicles require insurance, and who will be driving the vehicles. Don’t forget to add bank drivers and any holiday or sickness cover drivers. Only drivers who are named on the on the certificate are covered to drive. (This is not required however, if you have included Accompanied Demonstration Use and the vehicle is being used for that purpose. Please ask for more details.)
The policy only covers vehicles that are owned by the named policy owner, or any vehicles in the care, custody and control for business or motor trade purposes of the policy owner. The make and model of each vehicle must be supplied so an accurate insurance quote can be given, and so the correct level of cover is applied. Please note that some vehicle types are not included within the basic cover and may need extended cover. All the details of each insurance policy are itemised clearly within each motor trade insurance policy schedule. Clients must check this carefully to ensure that all the necessary cover has been applied and that details of vehicles and drivers are all correct.
For more details, or to find out about extended cover options, please get in touch. We are here to assist you and will be happy to help you put together the perfect insurance package which meets your needs.